Only deposited funds may be used to play with a Live Dealer. As such, any play at a Live Dealer table will not count towards the rollover requirement of an active bonus, nor will it earn you points in Bodog Rewards.



Game Description

Live Dealer Baccarat

For a baccarat session right out of a land-based casino, try the live dealer version. Instead of using computer software to deal the cards and operate the game, Live Baccarat uses real playing cards that are dealt by a person in a casino studio. It’s all captured by camera and played in real time on your screen, ensuring you can enjoy the comforts of playing from home without missing out on a proper casino experience. Talk with the dealer and other players through a messenger service. Other players can respond through text, whereas the dealers respond through the live stream.


Live Dealer Baccarat Rules

  • Our Live Dealer version of baccarat uses eight decks.
  • No more than three cards may be dealt to one hand.


How to Play Baccarat

Playing a round of baccarat involves betting on one or any combination of the game’s three betting options: the Banker, the Player, and the Tie. You’re betting who you think will have the higher score in their hand at the end of the round, keeping in mind you can bet that they’ll tie too.

After the primary bets, you can also wager on a secondary bet for a chance to win extra cash. You’ll see the option under “Player Dragon” and “Banker Dragon” on the screen. For the Dragon side bet to win, the hand you selected would have to win by a Natural (score of 8 or 9), or by a margin of 4 points or more.

The betting options are the only decisions you make in the game. After placing your bets, the dealer will deal two cards to the Player side and two cards to the Banker side. A third card may be dealt to either hand, depending on a set of rules that the dealer must abide by. If the hand you bet on has the higher score at the end of the round, you win.


Third Card Rules

If either the Player or Banker get a score of 8 or 9 on their first two cards, the hand is a Natural and wins automatically. If there’s no Natural, the Third Card rules kick in. As for the Player, he draws a third card when he has a score of 5 points or fewer. He stands with a hand of 6 points or more.

The Banker’s moves depend on the Player. If the Player stands, the Banker draws with a score of 5 or less and stands with a score of 6 or more – just like the Player. If, however, the Player draws a third card, the Banker’s moves are dictated by a set of rules that compare his total score with the Player’s third card. We’ve outlined when the Banker draws and when he stands in the following chart. Look up the Banker’s score on the leftmost column and compare it with the Player’s draw card, which is in the top row. “S” means the Banker Stands, and “D” means the Banker draws.


  0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S D D S S
5 S S S S D D D D S S
4 S S D D D D D D S S
3 D D D D D D D D S D
2 D D D D D D D D D D
1 D D D D D D D D D D
0 D D D D D D D D D D


You’re not expected to memorize the chart or even follow the actions; the moves unroll in front of you. The dealer draws cards as needed and simply declares the winning side at the end of the round. If you picked the correct bet, you win. It’s that easy.


Live Dealer Baccarat Payouts

Each bet in baccarat offers a unique payout that corresponds with its odds of winning. The Banker bet wins the most frequently and pays 1:1 minus a 5% commission. The Player bet wins almost as often and offers a 1:1 payout without any deductions. The Tie bet is the hardest to come by and offers an 8:1 payout.

The Dragon Bonus side bet pays 1:1 for Natural wins; if both sides get a Natural, it’s a tie and your bet will be returned. As for wins by at least 4 points, the side bet has a pay range that corresponds to the number of points you win by. The more points you win by, the higher the payout will be – up to a maximum of a 30:1 payout for a 9-point win margin. For full details on the bet’s payout structure, see the Dragon Bonus Side Bet tab at the right side of the game screen.


Live Dealer Baccarat Card Values

In baccarat, only the rank of cards matter; the suits are irrelevant. Scores are calculated through a two-part point system. First, all cards in the hand are added together for the total. To determine the total score, see below for the card values:

Tens, Jacks, Queens and Kings are worth 0.
Twos-Nines are worth face value.
Aces are worth one point.

Once you have the sum of the cards tallied, take a look at the final score to see if it’s a one-digit number or a two-digit number. All two-digit scores need to be altered by removing the first digit. For instance, a score of 14 would be changed to a final score of ‘4’, and likewise, a score of 12 would be changed to a final score of ‘2.’ As a result, the biggest score possible is 9.